Quick answers to the two questions every buyer asks first. For a full personalised assessment, chat with us.
Estimate the maximum home loan a bank may grant you.
Your maximum tenure is generally 65 minus your current age, capped at 25 years for HDB and 30 years for private property.
We compute at the 4% p.a. MAS medium-term rate that banks are required to use when assessing your loan, with the regulatory limits of 55% TDSR (private) / 30% MSR (HDB). Assumes no other outstanding debts.
Estimate your monthly instalment.
For residential property purchases.
Rates as at 2025 for residential property; ABSD 0/20/30% (SC), 5/30/35% (PR), 60% (foreigner). Always verify with IRAS or ask us.